Information contained on this page is only a guide and doesn’t consider your individual objectives, financial situation or needs. Before basing any decisions on this information, please consider:
its appropriateness to your circumstances
obtaining professional advice specific to your needs, including financial, taxation and legal advice.
CommBank Yello - Offer
^ Full details around the offer eligibility are set out below:
If you’re an eligible CommBank Yello customer, you could earn CommBank Yello points when you enquire about and purchase a car through the Cars for CommBank platform, and finance the purchase with an eligible CommBank Secured Fixed Rate Car Loan (Offer):
80,000 CommBank Yello points for Diamond customers
60,000 CommBank Yello points for Gold customers
40,000 CommBank Yello points for Plus customers
20,000 CommBank Yello points for CommBank Yello tier customers
To be eligible, you must be the borrower on the eligible CommBank Secured Fixed Rate Car Loan. Your eligibility for the offer is based on your CommBank Yello tier on the date the loan is funded.
CommBank Yello points are typically paid within 31 days after the loan has been funded. Occasionally, this may take longer. CommBank Yello points will appear as “Car Loan Sign Up” in View Activity.
CommBank may vary or withdraw this Offer acting fairly and reasonably; having regard to its legitimate business interests; and providing reasonable prior notice for unfavourable or material changes.
There may be tax implications of receiving CommBank Yello points under this Offer. Please check our FAQs available at commbank.com.au/commbank-yello/faqs for further information or seek independent advice from your accountant or tax adviser.
We will make every effort to provide accurate information on the CommBank Yello website and in other communications about the Program, and to operate our systems and processes consistently with these Offer terms and conditions. However, sometimes errors do occur (for example, due to limitations in our systems and processes). Where that happens, without limiting any rights you may have relating to the error, we may, as appropriate, at a later time but as soon as practicable after the error has been identified, make adjustments to put you in the same or similar position had the error not occurred. To the extent permitted by law, we are not responsible for any inaccuracies or misdescriptions except to the extent caused by our negligence, fraud or wilful misconduct.
These Offer terms and conditions apply in addition to the CommBank Yello Terms and Conditions. If there is any inconsistency, the CommBank Yello Terms and Conditions prevail in relation to Program eligibility and Program rules, and these Offer terms prevail in relation to this Offer. For further information on Program eligibility, refer to the CommBank Yello Terms and Conditions.
1. About this platform
Vyro
“Vyro” is Vyro Pty Ltd. Vyro builds and operates the Cars for CommBank platform, including account access, listings, the Deal Room and the Vehicle History Report, to give CommBank customers one place to research, buy and sell a car.
AutoGrab
Auto Grab Pty Ltd (“AutoGrab”) is an automotive technology platform. AutoGrab provides on-demand automotive insights and has connected with a network of dealerships across Australia, to bring CommBank customers a range of vehicle listings, along with vehicle specification and features data (“vehicle data”). AutoGrab is not part of CommBank. CommBank does not guarantee the obligations or performance of those dealerships or the services they offer.
AutoGrab does not warrant or guarantee the accuracy or completeness of any vehicle data made available to you on the platform or from any third party in connection with the vehicles listed on the platform. You are solely responsible for making your own independent assessment of the accuracy of any such vehicle data and rely on it at your own risk. To the fullest extent permitted by law, AutoGrab disclaims any liability for loss or damage arising from the use of, or reliance upon, any vehicle data.
The vehicle data is provided by AutoGrab for your personal and non-commercial use only. You must not copy, distribute, modify, reproduce, publish, mirror, frame, sell or license any vehicle data or use any robot, spider, scraper or other automated means to access the vehicle data or create any document, website or database based on the vehicle data.
Powered by 
Vehicle specifications have been provided by Auto Grab Pty Ltd, based on manufacturer standard features and specifications. To confirm the actual features and specifications of a vehicle, please contact the relevant dealer.
CommBank
The platform is for customers of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945 (CommBank) to help them on their car buying and selling journey. Loan applications are subject to credit approval. The actual repayment amount and interest rate will be confirmed if an application is submitted and approved. Terms and conditions apply. Interest rates are subject to change. Fees and charges may apply.
Vehicle sales via the platform are not conducted by CommBank. CommBank is not responsible for vehicle sales and car listings and advertising appearing on the platform.
CommBank does not recommend or endorse any particular product on this platform (including any product mentioned on a chat service available on this platform), other than CBA finance options.
With the exception of any information relating to CBA finance options CBA does not warrant, guarantee or endorse the accuracy or completeness of, or the representations made in, the material on the platform (including any chat service available on this platform) or any information received as a result of placing an enquiry about a vehicle. You are responsible for assessing the accuracy of the material and any such information and rely on it at your own risk, and to the extent permitted by law, CommBank is not liable for any loss or damage relating to your use of, or reliance on the material or information.
WhichCar by Wheels
News and review articles represented on this platform are provided by WhichCar by Wheels (published by Wheels Media, a division of Motor Media Network Pty Ltd, ABN 75161489872). CommBank and Vyro are not responsible for the accuracy of the content provided by WhichCar by Wheels.
*Origin Energy
CommBank receives a commission from Origin Energy Electricity Limited (Origin) in connection with electric vehicle subscriptions provided by Origin. Such commission is not payable by you. The commission amount received by CommBank depends on the subscription fees payable by you to Origin for the electric vehicle subscription. Learn more about this platform and how it works
Karmo
VEME
VEME is a platform designed to support customers throughout the second-hand vehicle exchange process. It helps verify the identities of parties, check vehicle history, arrange test drives, facilitate secure payment, and assist with vehicle handover. Buyer funds are held securely in VEME’s trust account and are released once the signed agreement is in place, the seller has verified any outstanding finance owing on the vehicle and settlement conditions are satisfied, including buyer has notified VEME that the vehicle has been handed over to them from the seller.
The VEME platform, and the services associated with it, are hosted and managed by Vehicle Exchange Online Pty Ltd (ABN 97 665 759 106) (VEME). VEME is not part of the Commonwealth Bank of Australia (CommBank) Group.
Vehicle sales and transactions conducted via the VEME platform are not carried out by CommBank. CommBank is not responsible for any vehicle sales or transactions on the platform. CommBank does not warrant, guarantee, or endorse the accuracy, completeness, or reliability of any information or representations on the VEME platform. You use VEME’s services at your own discretion and assume responsibility for your use. To the extent permitted by law, CommBank is not liable for any loss or damage arising from your use of, or reliance on, the VEME platform or its content.
+VEME (Vehicle Exchange Made Easy) is free for customers who apply and fund their car purchase using an eligible CommBank car loan (Secured Fixed Rate Car Loan, Unsecured Fixed Rate Personal Loan or Unsecured Variable Rate Personal Loan). Otherwise, a VEME service fee of $128 applies.
2. CommBank Finance
**Comparison rates
Comparison rates and examples are based on a $30,000 unsecured personal loan over 5 years and a $30,000 secured loan over 5 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
~ Applicable to CommBank Secured Fixed Rate Car Loans for eligible EVs and hybrid vehicles. Eligible vehicles must be fully electric, or hybrids emitting less than 75g CO2 emissions per kilometre. If you’re using the car as security it must be ten years old or below, not currently under finance and have an active comprehensive insurance policy. The comprehensive insurance policy must be organised prior to loan funding.
CommBank Business Car Loan
Weekly Business Car Loan repayments are indicative only with rates and repayments confirmed on application and shown on the agreement schedule. Financed business cars must not exceed 8 years of age at the end of the finance term. Credit provided by Commonwealth Bank of Australia. These products are only available to approved business customers for business purposes only. All applications are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. You should view our current Asset Finance Terms and Conditions and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.
CommBank Car Insurance
1 This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement (PDS) or any Supplementary Product Disclosure Statement), saving or promotional offer, unless otherwise advised. This discount may be removed or changed effective from the renewal date. This discount cannot be backdated. This discount is applied to annual base premium and excludes levies, Government charges and Roadside Assistance. To find out more about how your premium is calculated, refer to the PDS and Premium, Excess and Discount Guide (PEDG).
Hollard does not accept any liability for information or offers on this page other than in relation to products or services provided by Hollard Insurance Partners Limited.
2 Car Insurance is provided by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). Hollard is the insurer of this Car Insurance product. Hollard is not part of the CBA Group. CBA does not guarantee the obligations or performance of Hollard or the products Hollard offers. Neither CBA, nor any of its related bodies corporate accepts liability or guarantees payment of any claim or benefit in respect of general insurance products issued by Hollard. CBA may be paid a commission if Hollard issues you with a Car Insurance policy. Details are provided in the Financial Services Guide (FSG) by clicking on the link, or by calling 13 1361 for a paper copy.
For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination.
This information has been prepared without considering your objectives, financial situation or needs. Before making any decision about this product you should consider this information in relation to your own circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 1361 and should be considered before making any decisions about this product. You should also read the Premium, Excess and Discount Guide (PEDG) and Financial Services Guide (FSG) by clicking on the links, or by calling 13 1361 for a paper copy.
Hollard is a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.
